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ALE coverage and disasters

The typical homeowners insurance policy has numerous types of coverage in it. One type of coverage that is common in such policies is additional living…

When universities fleece their students

It is becoming increasingly difficult for university graduates to find appropriate - and well-paid - employment. As such, many have begun to question the value…

Work and Personal Cell Phones

Everybody uses a cell phone now. They are simply a necessity of living in an age of emails, texting, and social media. But smart phones…