Have you scheduled an initial consultation with an attorney? You are probably feeling some combination of nervous, anxious, and excited. You called an attorney for a reason and believe he or she can help resolve your legal issue. However, you don't really know what to expect as television and movies have created some pre-conceived idea of what attorneys are like. Let me give you your first free piece of advice: you can relax.
Federal Student Aid (FSA) is a governmental entity under the Department of Education that administers contracts and oversees companies that offer students loans to college students. When Obama was president, he had concerns that too many students were defaulting on their loans and the quality of service that collections agencies were providing to students. As a result, he authored three memos to FSA that required agencies to: