According to a new state report, California's biggest health insurers are reporting inaccurate information about which providers are in their networks. As a result, 36 of the 40 reviewed providers could face heavy fines from the state for not complying with state rules.
No matter what line of work you do in California, you can probably relate to many others who think "pay day" is the best day of the week. Especially if you work at a job that involves physical labor and hourly wages plus overtime, you probably scrutinize every paycheck to the very last penny to make sure it's correct. Employers throughout the nation are obligated to adhere to various state and federal regulations that govern wages and timesheets.
You receive your credit card bill in the mail. As you start to scan it, you see strange purchases that you haven't made. Or maybe you see that you have been overcharged for something you purchased. What do you do?
Insurance plays a crucial role in the lives of many people. They purchase insurance policies to protect themselves and their families from events that could happen -- but hopefully won't. It is meant as a contingency. It is meant to make people feel safe in light of tragedy. It is meant to protect people.
Buying life insurance is one of those tasks a person may not like to think about but knows it is important to do. It's not always easy to ponder the end of your life, but the positive side is that you are considering the good of your family. However, your insurance agent may have mentioned that, for the next couple of years, you are in a "contestability period," and you may not be sure what that means.
If you are typically generous and trusting, you may also be susceptible to the most common types of consumer fraud. However, even people who are naturally cautious or even suspicious may fall victim to a scam.
It is sad to say, but violating an employee's right to fair wages and properly tracking and paying for a person's hours seems to be a common tactic in the world of business right now. Companies are willing to risk the seemingly paltry penalties associated with wage and hour violations to try to undermine their employees ability to earn the wages that they are owed or due.